The Blessings Of A Budget | Darling Magazine

The word “budget” conjures a myriad of thoughts of feelings. For me, the idea of financial limitation is often a source of great frustration and feelings of inadequacy. I admit that financial matters are often an easy venue for comparison that leads to an insatiable desire for more. To be honest, there are many days where I wish money were no object. I long to be free of limits and sacrifice. However, when I think about living on a budget, I recognize the character it produces. The boundaries frustrate me and yet I see the fruit of living a disciplined life that requires balance and priorities. While limits are difficult, I’m thankful for these characteristics that have grown in me over time…

Self Control
I dream of being able to walk into my local J.Crew and shop the clothes right off the mannequin. While I wouldn’t turn this opportunity down, I have learned the beauty of holding back. Learning to pick and choose prudently and not make a purchase without careful consideration has taught me the value of making wise decisions and being a good steward of my resources.

Commitment
Creating a budget and sticking to it requires a commitment to the priorities you have articulated. Put simply, a budget requires you to “put your money where your mouth is”. In formulating a budget, we are required to consider our values and commit to spend our funds according to the priorities we have set.

Gratitude
We live in a culture where the dream is often for more…more money, more opportunities, more power…However, less provides a certain sweetness we seldom see. Living by the limits of a budget orients our vision toward being grateful for what we have rather than longing for the things we do not.

Generosity
I once thought that living by limits myself would make me inclined to be stingier with my money. However, the gratitude I experience in appreciating what I do have versus what I don’t have, makes me more aware of others’ need. I become more conscious of the limits others’ live by and feel great joy in sharing my resources and making giving a part of my budget.

Peace
While adhering to a budget can certainly be a means of control and hyper-vigilance, it also allows a structure to do what we can and to let the rest go. No matter how responsible we are with our money, life is messy and unexpected. We cannot possibly control every aspect of our financial lives. Instead, we are wise to do the best we can in a setting a realistic budget and let the rest go. Here, we find peace.

No matter what your financial situation, money can be a sensitive matter, evoking a wide array of emotions. A budget can benefit us in many ways, but I have come to appreciate the character it builds in addition to the practical perks it provides. In the spirit of the old adage, “no pain, no gain,” we may be surprised at the joy we find in living within limits.

Image via Be Frilly

1 comment

  1. Thank you! The last bullet point there is absolutely spot on, and so many folks disregard that it is the very reason we need to create a budget! For there is so much more to creating a budget than simply assigning numbers to categories and estimating incomes and expenses.

    All too often, the inspiration for the building of a budget is the result of one of two things. The first, is the result of a person already in a bind of sorts and needing to get free! The second, is the desire for something that requires a saving and shuffling of their flow of money. Because of this, the budget relentlessly continues to not relieve the financial anxiety so many Americans deal with daily. Needs and wishes going unaligned.

    My budget allows peace. I’ve alloted for both what I need and what I want; keeping in mind what is pragmatic. Because I have done this, I can let everything go. If it’s not in the budget, I don’t need it! I don’t want it. I don’t want the stress, anxiety, or time spend crunching more numbers to see if I can still get it! I just, let it go. And I go and do other stuff. Happy stuff.

    (I do renegotiate my budget periodically, but only because it’s time to. Not to get something.)

    Anyway, thanks for the article.

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